How To Make Money Ira
IRA-question! HELP!!!?
Hi!
My grandpa gave all of his grandchildren IRA accounts that matured about 5 years ago. Most of the gc have used the money for college, weddings, house downpayments, etc. Luckily my parents funded my college and i am not planning a wedding anytime soon( only 23yearsold). My mom told me to take my IRA money and put it into a CD or something with a better %. How do I make my IRA money tangible? I have all the paperwork but i don’t understand it? Do i just bring it to my bank and ask them to transfer the money to a checking account? It’s about 10k right now.. I appreciate all your help! thanks everyone.
If it is IRA money you wouldn’t be able to spend it without paying taxes and penalties. IRAs don’t mature they are just a tax shelter for other investments.
My guess is grandpa sold some investments, paid the tax and bought the kids bank CDs that matured.
Figure out exactly what you have and what you want to do with it. You could put it in your own retirement funds or save for your first house or other financial goals.
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